Platform, Regulatory & SecurityBanking platform licences, US regulatory compliance (OCC/Fed), security certifications (SOC 2, PCI-DSS), legal and contractual costs. Deployed and governed in the US — not location-adjusted.$10.0M
US Client Management TeamThe senior team embedded with Hudson Hanseatic in New York: Client Director, Programme Director, Solutions Architect, Regulatory Lead. These roles require US presence and regulatory knowledge — they do not move offshore. Fixed for the life of the engagement.$5.0M
US-fixed subtotal$15.0M
Feature BuildThe build cost of the features you selected — delivered by your chosen city's engineering team, so scales with their labour rate. . (raw: $0M)$0M
Feature MaintenanceAnnual cost to keep each feature running, updated, and secure — typically 15–20% of build cost per year. Performed by your delivery team in the chosen city. Earlier releases carry more maintenance cost because they run for longer within the 5-year contract. (5-year)$0M
Development subtotal$0M
Delivery ServicesProject management, business analysis, change management, DevOps coordination and QA oversight — managed from New York regardless of where the engineering team is based. Industry benchmark is 40–50% of feature development cost. (45%)$0M
ContingencyA budget reserve for scope creep, technical complexity and integration surprises. Applied at 15% of feature development cost. This risk is managed from New York — it doesn't get cheaper because your developers are offshore. (15%)$0M
Program subtotal$0M
Infrastructure SetupOne-time cost to provision and configure your chosen infrastructure model in the US.$0M
Platform OperationsOngoing cost to run the platform as your customer base grows to 1 million users. (5-year)$0M
User growth: 200K→1M over 5 years · $0/user/year
Infrastructure subtotal$0M
Subtotal (before discount)$0M